Your home and vehicles represent significant investments that deserve premium protection. At Clients Choice Insurance Services, we customize coverage to fit your unique lifestyle and budget requirements.
As independent agents, we compare multiple policies across top-rated carriers to find the perfect balance of coverage and affordability.
Auto Insurance
Comprehensive coverage options for your vehicles with competitive rates and personalized service. We help you navigate discounts and find the best protection for your driving habits.
Homeowners Insurance
Protect your most valuable asset with tailored coverage for your primary residence, including structure, belongings, and liability protection.
Personal Umbrella
Additional liability protection that extends beyond the limits of your standard policies for complete peace of mind.
Dwelling Fire
Specialized coverage for rental properties, vacation homes, and non-owner-occupied residences.
Manufactured Homes
Tailored policies specifically designed to address the unique insurance needs of manufactured and mobile homes.
Seasonal Properties
Protection for your vacation homes and seasonal residences, even when you're not there.
Commercial Insurance: Protecting Your Business Legacy
Your business deserves comprehensive protection against today's complex risks. Our commercial insurance specialists design coverage packages that safeguard your operation, assets, and future growth.
General Liability
Essential protection against third-party claims for bodily injury, property damage, and advertising injury that could threaten your business's financial stability.
Workers' Compensation
Coverage for employee injuries and illnesses with solutions to help manage premiums through safety programs and proper classification.
Commercial Property
Protection for your business buildings, inventory, equipment, and furnishings against fire, theft, vandalism, and covered disasters.
Business Owner's Policy (BOP)
A comprehensive package combining general liability and property coverage, specifically designed for small to medium-sized businesses.
Specialty Products: Protecting Your Recreational Investments
Your recreational vehicles represent both significant investments and sources of joy. Our specialty insurance products ensure you can enjoy your adventures with complete peace of mind.
We understand that standard auto policies don't adequately cover specialized vehicles. That's why we offer custom coverage options through carriers who specialize in recreational protection.
RV Insurance
Specialized coverage for motorhomes, travel trailers, and campers that addresses unique needs like vacation liability, emergency expenses, and full replacement cost options.
Motorcycle Insurance
Comprehensive protection for cruisers, sport bikes, touring motorcycles, and custom builds with optional coverage for accessories, gear, and roadside assistance.
Watercraft Insurance
Tailored policies for boats, jet skis, and personal watercraft with options for on-water towing, fishing equipment, and personal effects coverage.
Commercial Specialty Coverage: Addressing Unique Business Risks
Every business faces distinct risks that require specialized insurance solutions. Our commercial specialty coverages are designed to fill the gaps where standard policies may fall short.
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Lessors Risk Insurance
Tailored protection for property owners who lease commercial space to tenants. This specialized coverage shields you from liability claims and property damage while providing rental income protection.
Coverage for buildings leased to others
Protection against liability claims from tenant operations
Options for lost rental income coverage
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Inland Marine Insurance
Comprehensive coverage for business property, tools, and equipment that moves between locations or is transported over land. Unlike standard property insurance, inland marine follows your valuable assets wherever they go.
Protection for tools and equipment in transit
Coverage for contractor's equipment
Options for installations and exhibitions
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Excess & Umbrella Coverage
Additional liability protection that extends beyond the limits of your primary business insurance policies. This crucial coverage activates when standard policy limits are exhausted during major claims.
Higher liability limits for catastrophic claims
Protection against significant legal judgments
Coverage over multiple underlying policies
The Independent Agency Advantage
Why Choose an Independent Agency?
Unlike captive agents who represent just one company, Clients Choice Insurance Services works for you, not the insurance carriers. This critical difference means we're free to shop multiple companies to find the best coverage at competitive rates.
With access to numerous A-rated insurance providers, we compare options side-by-side to identify the perfect policy for your unique situation. Our independence ensures you receive unbiased recommendations focused solely on your best interests.
More Options
Access to multiple insurance carriers means more coverage options, policy features, and price points to choose from.
Better Value
We compare rates across carriers to find competitive pricing without sacrificing quality coverage or service.
Personalized Protection
We customize policies to your specific needs rather than forcing you into one-size-fits-all coverage.
Dedicated Advocacy
We represent your interests during claims, not the insurance company's, ensuring fair and prompt settlements.
Start Your Protection Journey
Get Your Free Quote
Complete our simple form for a personalized insurance quote tailored to your specific needs.